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Visitors-to-Canada Travel Medical Insurance

Do you have a close friend or family member visiting Canada from their home country? You may want to check with them to ensure they have the proper international travel medical insurance in place for the duration of their stay. The last thing you want to have happened is for them to get sick or injured after arriving in Canada and have to pay their own medical expenses, including prescription drugs, out of pocket.

Our Visitors-to-Canada Travel Medical plans provide coverage up to $150,000 so that they can enjoy their stay here with peace of mind. These health insurance plans are also great for foreign students studying in Canada for a period of time or those waiting for their BC Medical (Canadian Government Health Insurance) to come through. Often referred to as Visitor Visa Insurance by people visiting Canada, Visitors-to-Canada insurance has grown significantly in popularity and importance in recent years.

Through our online division and our 90 insurance brokerages, InsureBC is one of the largest providers in all of BC for Visitors-to-Canada Travel Medical Insurance. Visit one of our offices to learn more about Visitors-to-Canada Insurance and to get a quote or click here to purchase it online.

Are you one of the many visitors to Canada from the USA looking for a relatively cheap travel insurance option? No problem, our Visitors-to-Canada travel insurance product caters to USA visitors. We also have a number of alternative travel insurance plans for people visiting Canada from all over the world, either for an extended time or a side trip.

What’s included in Visitors-to-Canada Travel Medical Insurance?

Our Visitors-to-Canada insurance provides coverage for medical expenses incurred while traveling outside your country of permanent residence. The main coverage benefits include:

Coverage Benefits
Maximum Liability
  • Coverage for sickness or injury starting to $10,000 to a maximum of $300,000
Emergency Medical Treatment
  • Emergency medical care for sickness or injury
  • X-rays and laboratory services
  • Services of physician, surgeon, anesthetist, registered graduate nurse
Prescription Drugs
  • Maximum of $10,000 or limit of a 30-day supply
Professional Medical Services
  • Maximum of $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath and podiatrist
Dental
  • Maximum $4,000 for emergency treatment
  • Maximum $500 for dental pain
  • We agree to reimburse:
    • a) up to $4,000 for emergency treatment or services to whole or sound natural teeth (including capped or crowned teeth) which are damaged as a result of an accidental direct blow to the face; and
    • b) up to $500 for the immediate relief of acute dental pain caused by other than a direct blow to the face and for which you have not previously received treatment or advice
Out-of-Pockent Expenses
  • In the event you (or your insured travelling companion) are confined to hospital on the date on which you are scheduled to return home, we agree to reimburse up to $150 per day to a maximum of $1,500, or up to a maximum of 10 days, for the following expenses incurred by you or any insured travelling companion:
    • a) commercial accommodation and meals; and
    • b) child care costs for children under age 18, or physically or mentally handicapped travelling companion(s) who rely on you for assistance, and
    • c) essential telephone calls; and
    • d) taxi fares.
Non-Emergency Treatment
  • Maximum of $3,000 if treatment is a result of the initial emergency situation
Accidental Death & Dismemberment
  • Limit is maximum sum insured on the policy
Emergency Air Transportation
  • Maximum of sum insured for air evacuation/airfare back to Canada or country of residence for treatment and medical attendant
Return of Insured Travelling Companion
  • One-way economy airfare back to point of departure if insured is transported or repatriated back to Canada
Ambulance
  • Including non-standard rescue (mountain and sea)
Family Transportation
  • One return economy airfare or ground transportation costs and up to $100 per day for meals and accommodation
Repatriation
  • In the event of your death due to a covered sickness or injury, we agree to reimburse:
    • a) up to $10,000 for costs incurred to prepare and return your remains in a standard transporation container to your country of origin; or
    • b) up to $4,000 for cremation or burial of your remians at the place of death.
    • The cost of a coffin or urn is not covered.

How much does Visitors-to-Canada Insurance cost in BC?

The cost and coverage available to you depend on your age, your origin of travel as well as the duration of your stay in Canada, as well as any pre-existing medical conditions you may have. Non-medical plans start as low as $90, depending on the coverage options you select.

Should you buy Visitors-to-Canada Insurance?

Without proper medical coverage while out of your country of origin, a sudden illness or medical emergency could not only ruin your stay, but the medical expense could have a significant financial impact on you. 

Having Visitors-to-Canada Travel Medical insurance is crucial and will give you the peace of mind you deserve, while staying in Canada, immigrating to Canada or simply waiting for your BC Medical coverage to kick in.  

Need Last Minute Travel Insurance or Visitors-to-Canada Insurance?

Our online travel product will instantly provide you with peace of mind knowing you are covered. You can purchase your annual travel insurance policy online by answering a few simple questions here. Our online platform is available 24 hours a day, 365 days a year.

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