Pleasurecraft Boatowners Insurance
Our boat insurance program offers All Risk, Agreed Value coverage, competitively priced for a broad range of vessels. From runabouts, jet boats, personal watercraft, tournament ski boats, houseboats, cruisers, sailboats, and wooden hulls to high-performance vessels, we ensure you receive peace of mind when it comes to protecting your vessel. We appreciate that your boat is more than a pleasure craft, it’s an expensive investment with its own set of unique risks. Our comprehensive Boat insurance for pleasure use takes the worry out of boating, allowing you to leave the yacht club sooner, and providing you more time to enjoy your experience on the water.
Product Features - What Coverage Is Included?
Our program is designed for all boat owners and features clear and broad coverages with limited exclusions to provide you with the most comprehensive protection possible. In fact, the program offers protection and indemnity up to $10 Million, which means that in addition to paying for damage you may cause to other boats and properties, it provides coverage for legal costs, wreck removal, salvage fees, and pollution damage caused by the boat.
We provide coverage as long as the insured property is operated within Canada and the Continental USA, limited to a 1500-mile radius of your address provided and with respect to:
- Coastal waters of British Columbia, not North of Skagway, Alaska (60 degrees North Latitude), and not South of Westport, Washington (47 degrees North Latitude), in any event not exceeding 200 miles offshore, OR
- Coastal waters of Eastern Canada, not North of Henley Harbour, Labrador (52 degrees North Latitude), and not South of Gloucester, Massachusetts (42.5 degrees North Latitude), in any event not exceeding 200 miles offshore.
Where Can I Buy Boat Insurance?
You can get a boat insurance quote or buy your Pleasurecraft policy directly online in about 5 minutes. In order to do so, we require the following information:
- Serial numbers for Vessel & Outboard Motor (if applicable)
- Serial numbers for all vessels and all other items over $2,500 (including tenders, auxiliary motors, boat lifts).
You can also purchase boat insurance in all of our 90 offices located across B.C. Each of our offices can assist you in the event of an insurance claim, including in the event that your vessel is affected by the actions of an uninsured boater.
Get an Online Boat Insurance Quote
How Much Does Boat Insurance Cost in BC?
The cost of boat insurance can vary greatly depending on a number of factors, such as the type and size of the boat, the location where it is primarily used, and the level of coverage desired. Other factors that can affect the cost of boat insurance include the boat's age, value, and safety features, as well as the owner's boating experience and insurance history. To get an accurate estimate of the cost of boat insurance for your specific needs, it is best to speak with an insurance agent who specializes in marine insurance.
At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.
Frequently asked Questions
What is boat insurance in BC?
Do I need boat insurance in BC?
Can I get a boat insurance quote online in BC?
What factors affect the cost of boat insurance in BC?
What should I look for when choosing a boat insurance policy in BC?
What does boat insurance EXCLUDE?
Looking to File a Claim?
Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.