ID Theft Insurance

For only $30 a year, our identity Theft policy will provide $20,000 coverage for identity restoration services.

A man holding a credit card for protection, highlighting the importance of identity theft insurance in Canada.

Identity Theft Coverage

Last year, there were more than 17,000 reported cases of identity fraud in Canada alone. That amounts to nearly 50 affected individuals every day. With that, identity theft is one of the fastest growing criminal acts which tends to take a heavy personal and financial toll on victims.

People who have been confronted first-hand with a case of identity theft fraud have had to spend their own hard-earned money and a considerable amount of time and effort to clear their own credit history, let alone the countless hours reestablishing accurate financial records.

Identity theft comes in many forms but is often related to having one’s personal information stolen or compromised. This could come in the form of a stolen social insurance number, driver’s license or even an online password for a bank or credit card. The common denominator is that the theft occurs with the intent to utilize the stolen information for illegal purposes such as making fraudulent purchases, accessing banking funds, obtaining government identification or even applying for credit.

How Does Identity Theft Insurance Work?

Identity Restoration Services simply means the reasonable and necessary services provided to you by an Identity Fraud Vendor and relating to a covered stolen identity event as follows:

Assistance in confirming the stolen Identity Event
Assistance in organizing details of the Stolen Identity Event
Obtaining an explanation of your rights
Assistance in identifying the nature of the fraud
Education regarding the process of your responsibilities
Assistance in reading and understanding a consumer credit report
Assistance in gathering and completing paperwork, including police reports
Assistance in navigating and/or utilizing the resource website
Offer consultative information when you call during the Stolen Identity Event restoration process
Consultative information for a specific Stolen Identity Event will continue to be available until the Identity Fraud
The vendor receives verification that the issue has been resolved
Fill out necessary forms and/or documents, write letters and forward them to you for signature
Forward correspondence to the appropriate recipients on behalf you when required.

Where Can I Buy Identity Theft Coverage?

We have partnered with one of Canada’s largest insurance companies to offer Identity Theft Restoration Insurance online. By simply entering your name, address and policy start date, you will be able to purchase your policy online and enjoy peace of mind immediately. We will send you a copy of your insurance documents the moment you confirm your purchase.

Get an Online Identity Theft Insurance

Quickly, Effortlessly,online

How Much Does Identity Insurance Cost in BC?

For only $30 a year, our Identity Theft policy will provide $20,000 coverage for identity restoration services. This can be purchased separately and independently from your residential insurance policy, whether that’s your home, condo or renters insurance policy. Should there be a covered claim under this policy, the insurance company will pay for any Identity Restoration Services on account of a Stolen Identity Event first discovered by your, during the Policy Period.

Customer Testimonials

At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.

Frequently asked Questions

What is identity theft insurance?

Identity theft insurance is a type of insurance policy that helps protect you from financial losses resulting from identity theft. It typically covers expenses related to restoring your identity, such as lost wages, legal fees, and credit monitoring services.

Can I purchase InsureBC's Identity Theft Restoration Insurance online?

Yes, you can purchase InsureBC's Identity Theft Restoration Insurance online. Simply visit our website by clicking this link and complete the online application to get a personalized quote.

Will Identity Theft Restoration Insurance prevent identity theft from happening?

No, InsureBC's Identity Theft Restoration Insurance cannot prevent identity theft from happening. However, it can help protect you financially in the event of an identity theft event.

What should I do if I think I've been a victim of identity theft?

If you suspect that you've been a victim of identity theft, act quickly. Contact your bank and credit card companies, place fraud alerts on your credit reports, and file a police report. Contact your broker for more details on what steps to take.

Looking to File a Claim?

Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.