Critical Illness Insurance

You insure your car. You insure your home. What about your most important asset. You?

Doctor discussing Critical Illness Insurance with their patient.

Critical Illness Insurance

Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease. Recovery may come with a significant financial cost that impacts both you and the people close to you.

Critical illness insurance from Sun Life offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.

Advantages of Critical Illness Insurance

Locked in rates
Shorter term
Can be cancelled anytime
Can be converted anytime

Critical illness insurance provides financial protection for individuals and their families during a critical illness. One of the main advantages of critical illness insurance is that it provides peace of mind, knowing that you and your family will have financial support in case of a critical illness. Overall, critical illness insurance is an essential form of protection for anyone who wants to ensure financial security for themselves and their loved ones in case of a serious illness.

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Critical Illness Insurance Can Help You

Elderly man walking on a treadmill for recovery after a critical illness injury.

A critical illness can be a major upheaval in anyone's life. It can impact not only your health, but also your finances and your ability to work. With critical illness insurance, you can have a safety net in place that can help to replace any lost income due to your illness.

Reduce debt and other financial concerns while you cope with your illness
Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you
Bring in additional help at home for you and your family
Consider new medical treatments and medications not covered by private or government health insurance plans

Customer Testimonials

At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.

Frequently asked Questions

What is critical illness insurance?

Critical illness insurance is a type of insurance that provides a lump-sum payment if the policyholder is diagnosed with a critical illness covered by the policy. The payment can be used to cover expenses such as medical bills, lost income, and other related costs.

What illnesses are typically covered by critical illness insurance?

Critical illness insurance typically covers illnesses such as cancer, heart attack, stroke, organ failure, and paralysis. However, coverage may vary depending on the policy. Contact your broker for more information.

How much coverage should I consider getting with a critical illness insurance quote?

The amount of coverage you should consider getting with a critical illness insurance quote depends on factors such as your age, health, income, and family situation. Your broker can help you determine the appropriate amount of coverage for your needs. Contact your broker for more information.

Can I get a critical illness insurance quote if I have pre-existing medical conditions

Some policies may exclude pre-existing conditions, while others may provide coverage with certain restrictions or higher premiums. Your broker can help you understand your options and find the best policy for your needs. Contact your broker for more information.

What should I consider when comparing critical illness insurance quotes?

When comparing critical illness insurance quotes, consider factors such as coverage amount, specific illnesses covered, any exclusions or restrictions, and the cost of the policy. Your broker can help you compare quotes and find the policy that meets your needs. Contact your broker for more information.

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