Special Events Insurance
Organizing an event soon? If so, you'll need this coverage.
Insurance for Special Events in British Columbia
Are you organizing a special event soon? Perhaps you’re getting married next month or planning a big 50th-anniversary party for your grandparents. Regardless of the occasion, special event insurance is useful for anyone hosting an event, whether it’s for business or pleasure.
From a business perspective, examples of events that require such an insurance policy include hosting or being a vendor at conferences, trade shows, festivals, sporting events and other gatherings of larger groups at a central location for business purposes. On the leisure side, celebrations such as a wedding, reception, anniversary, baby shower or other private special occasions subject people to a number of liabilities that should be mitigated by means of obtaining a solid Special Event Insurance Policy.
Events We Provide Coverage For
Barbecues, Birthday Parties, Anniversary Parties, Christmas Parties, Reunions, Auctions, Weddings
Baseball, Tournaments, Slo Pitch, Hockey/Camps, Martial Arts, Bonspiels
Dog Shows, Hay Rides, Fashion Shows, Concerts, Art/Craft Festivals, Rodeos, Car Shows, Music Festivals
Trade Shows, Conventions, Food vendors, and more.
What is included in a Special Event Insurance Policy?
The Special Events policy covers General Liability. This provides protection for situations in which a host of an event or a concessionaire must defend themselves against a law-suit or against having to pay damages for bodily injury or property damage to third parties. At events where alcohol is served, the policy should also include a Host Liquor Liability component.
Details on general liability coverage include:
Get an Online Special Events Insurance Quote
At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.
My pre-wedding to-do list was crazy. I didn't understand how to get insurance, however the team at InsureBC was so thorough and made it a breeze! Their online platform was so easy to use!
It was so easy getting insurance for our event. Really appreciate how simple the online process is!
Frequently asked Questions
Where can I buy cheap Special Events Insurance in BC?
We are now pleased to offer Special Event Insurance online, through our website. We have made the buying process so simple, you merely have to answer a few easy questions and you’ll instantly have access to the insurance policy for your event. Not sure what you need? With over 90 insurance offices across BC, we are one of BC’s largest writers of Special Event Insurance. Each of our offices can assist you in finding you the best Special Event Insurance for the lowest possible price. Whether you are getting married soon, planning an anniversary party or attending a convention, we will find you the best coverage for your circumstance.
I have to cancel my event. Is event cancellation covered?
Event cancellation coverage is an important element to prevent financial hardship in case of the event’s cancellation. This coverage can also be particularly useful when the event is not entirely canceled as even certain expenditures due to unforeseen circumstances may be covered. These circumstances can include things such as catastrophic weather and other unpredictable circumstances. The coverage may include financial reimbursement to the insured for deposits and other charges paid or contracted to be paid for transport, catering services, accommodation, photographs, flowers or dress hire booked for but not used and other non-refundable cancellation expenses incurred. If you’re not sure whether your Special Events Insurance contains this coverage, do not hesitate to contact us. Our online product does not have the event cancellation coverage, but if you would like to have the option to be included, please contact us.
What types of losses are covered under this policy?
This policy covers financial loss due to legal liability from claims made by third parties resulting from bodily injury, property damage or advertising injury caused by an insured’s negligence at the event site. It also offers coverage for loss due to cancellation of the event and/or non-appearance of key personnel (e.g., speakers) due to illness or accident.
What other benefits does this type of coverage offer?
Special events insurance not only provides financial protection against losses, but it can also help reduce stress and give organizers peace of mind when planning their event. It’s also an important part of risk management that can help protect your business from lawsuits or other litigation if something were to go wrong during your event. InsureBC offers special events insurance for businesses and organizations hosting large gatherings, festivals or other events in BC. With this policy, you can get financial protection against potential losses as well as reduce stress and have peace of mind when planning your event.
Who should consider purchasing special events insurance?
Individuals, organizations and businesses planning any kind of public gathering in BC should consider getting special events insurance in order to protect themselves financially if something were to go wrong during the event they planned.
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