InsureBC's Expert Corner

Tap into the expertise of BC's leading insurance brokers, as our professionals at InsureBC share their in-depth understanding of insurance policies, coverages, and best practices, tailored for individuals and businesses.

Home Insurance

Protect Your Biggest Investment with Homeowners Insurance

The Ultimate Guide to Homeowners Insurance in BC - 2023

Do you know what homeowners insurance covers? And, what types of homeowners insurance coverage exist? Maybe you have heard from your family, realtors or mortgage brokers saying the importance of buying homeowners insurance. But why? If you can’t answer some or none of the questions I’ve asked, this article will help you understand all the important things about homeowners insurance so that you can make an informed buying decision when you’re ready. 

Insured homes in Victoria

Homeowners insurance in Victoria

Get a quick and customizable rate for home insurance in Victoria with InsureBC. Learn about factors affecting cost and ways to lower it.

Insured Homes in Coquitlum

Home Insurance in Coquitlam

The cost of homeowners insurance in Coquitlam depends on many different factors. Coquitlam residents can get a quick and customizable insurance rate with InsureBC.

Insured Homes in Burnaby

Homeowners insurance in Burnaby

Learn about the average cost of homeowners insurance in Burnaby, BC and factors affecting it. Discover tips to lower your premium and save on home insurance.

North Vancouver Bridge

Homeowners insurance in North & West Vancouver

Learn about the factors that affect home insurance cost in North & West Vancouver. Get tips to lower your premium and get a quick quote with InsureBC.

Insured homes in Richmond

Homeowners insurance in Richmond

Get a quick and customizable rate for home insurance in Richmond with InsureBC. Learn about factors affecting cost and ways to lower it.

Condo Insurance

Condo insurance in 2023 - Apartment building with coverage

The Ultimate Guide to Condo Insurance in BC - 2023

As a condo owner, you’ll need a condo insurance policy to protect the interior of your condominium unit and your personal belongings inside. Condo insurance also includes personal liability coverage, which covers you in the event you’re found legally responsible for property damage or bodily injury, like if a guest injures themselves in your home for example.

Image showing the devastating effects of water damage in a condo.

What you need to know about condo flood insurance

Floods are one of the most common types of natural disasters in BC, and they can cause a lot of damage. If you live in a condo, it’s important to have condo flood insurance to protect yourself from potential losses, especially if you’re located in a high-risk area for floods. Read on to learn more about what condo flood insurance covers and why you should consider getting it for your condo.

 An insurance agent explaining the factors that determine the cost of condo insurance to the owners of a condo.

Average Cost of Condo Insurance in British Columbia

Did you know that the average cost of condo insurance is on the rise? In fact, according to Canadian underwriter, the average cost of insurance for a condo owner has increased by as much as 22% in just the past year. This can be a significant expense, especially if you are not prepared for it. That’s why it’s important to do your research and shop around for the best rates before purchasing insurance for your condo.‍Here are a few things you should know about the average cost of condo insurance and how it is determined.

The image illustrated the damage caused by earthquake insurance and the importance of having earthquake insurance for Condos.

Everything to Know About Earthquake Insurance for Condo Owners

Despite the high risk in British Columbia, the province has ruled that the government will not offer aid for damages caused by earthquakes. In a public statement, BC explained that there is a high availability of private earthquake insurance—for people to purchase with their standard residential insurance policy. In response, the government has stated that it doesn’t need to provide financial aid in the event of an earthquake.

Renters Insurance

Renters Viewing Rental Unit with Landlord

What is the average cost of renters insurance and why do you need it?

In this blog post, we’ll discuss renters insurance and why you need it. We’ll also talk about how much it costs and the benefits of having coverage. Finally, we’ll provide some tips for choosing the right policy and what to do if you have a claim. Stay safe and protect your belongings- read on for all the information you need about renters insurance!

Business Insurance

Professional Liability Insurance

Do I need small business general liability insurance?

Learn why small business general liability insurance is so important, including what it covers and how to find the right coverage for your business