International Business Insurance

Coverage to protect organization from lawsuits and associated legal costs

Image of business who have US exposure who will need international insurance

Insurance for Businesses with US Exposure

Many Insurance Brokers in BC are not licensed or adequately equipped to sell you insurance if you conduct business in jurisdictions outside British Columbia. If your operation includes business dealings in the USA for example, you’ll need to deal with a broker familiar with the territory and the business practices there. That’s where our Network can assist you.

In 2014, InsureBC established a partnership with a large, US-based insurance brokerage called Vista International Insurance Brokers, located in Petaluma, California. Through the partnership with Vista, our entire network of offices can now assist customers who have insurance needs south of the border.

What is required to get insurance in the USA?

While the insurance products may not differ all that much between Canada and the USA, the manner in which claims are settled does and as a result, getting the right coverage from the best US carrier is crucial. Our local BC-based offices will obtain all required information from you regarding your home situated in the US, or your business operating partly south of the border, and will relay the information to our expert colleagues at Vista International.

Rather than relying on Canadian insurance companies to insure risks in the US, the team at Vista will actually introduce your risk to local, US-based insurance companies in order to benefit from the best, local products available in the marketplace.

Image of a bridge in New York.

Why use InsureBC for your US-based Insurance needs?

Operating a business in the United States can open your company up to a much more significant marketplace that may present a tremendous opportunity. However, it typically comes at a price in the form of increased risk exposures.

While most of the InsureBC offices have experience, senior staff that can assist you with your home or business in the USA, what makes our Group unique is that we have direct access to a large, knowledgeable insurance broker based in the USA itself. This is how we are able to offer you the most comprehensive insurance solutions, including:

Compliance risk
Cross-border trade issues
Product liability
Protecting U.S.-based property and assets
Ambiguous and highly litigious contract wording
Human resources policies
Class action lawsuits

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Frequently asked Questions

What should I look for in an international business insurance provider?

When choosing an international business insurance provider, it's important to look for a company with experience in providing coverage for businesses operating in your industry and geographic location. It's also important to choose a provider with a strong financial rating and a track record of paying claims promptly. InsureBC can help you find the right insurance provider for your needs.

What is the role of international business insurance brokers?

International business insurance brokers help businesses find the right insurance coverage for their specific needs. They can provide expert advice on the types of coverage required and help businesses find the best insurance providers.

What is international business insurance?

International business insurance is a type of insurance that provides coverage for businesses that operate internationally. This can include coverage for property, liability, and other risks associated with conducting business abroad.

What kind of coverage does international business insurance offer?

International business insurance can provide a range of coverage, including property insurance, liability insurance, commercial auto insurance, and workers' compensation insurance. It can also provide coverage for political risk, kidnap and ransom, and other specialized risks.

What is US exposure in international business insurance?

US exposure refers to the risks associated with conducting business in the United States. This can include risks related to US laws and regulations, as well as risks associated with doing business with US clients.

What kind of businesses need international business insurance with US exposure?

Any business that operates in the US or does business with US clients should consider getting international business insurance with US exposure. This can include businesses in industries such as manufacturing, hospitality, and technology.

How can I ensure that I have the right amount of coverage?

Working with an experienced international business insurance broker like InsureBC can help ensure that you have the right amount of coverage. Our experts can evaluate your business and recommend the types and amounts of coverage required to mitigate risks.

Looking to File a Claim?

Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.