10-Year Term Life Insurance
A variety of options are available based on your needs. Speak to one of our advisors and get a quote today.

What is Term Life Insurance
Term Life Insurance provides coverage to protect individuals from financial burden in the event of an unexpected death. It is a predetermined, lump-sum provided to the named beneficiaries after the insured’s death.
The premium paid each year remains the same for the duration of the policy term. The cost is based on the sum of each year’s annual renewable term rates, with a time value of money adjustment made by the insurer.
In simple terms, 10-Year Term Life Insurance is ideal for those who may need a loan or a line of credit.
Advantages of 10-Year Term Life Insurance
The main advantage of a 10-Year Term Life Insurance policy is that it tends to be an affordable product that provides coverage for amortization periods on mortgages. It can be cancelled at anytime and acts as a non-taxable benefit. Should you decide to do so, you can convert your 10-year policy into a permanent life insurance product or other renewal term products that can protect a young family.
Get a 10 Year Term Life Insurance Quote Now
How Much Does 10-Year Term Life Insurance Cost?
Many people across Canada consistently look online for life insurance quotes and are surprised to find out how reasonable the costs associated are.
As with most life insurance pricing, Term Life Insurance premiums are based on gender, lifestyle, smoking status, overall health and medical history, age, occupation, and many other factors.

Customer Testimonials
At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.





I had been putting off getting life insurance for years because I thought it would be a hassle, but InsureBC made the whole process so easy. They explained everything clearly, answered all my questions, and found me a 10-year policy that fit my budget.
The team was so professional and knowledgeable, and they took the time to understand my needs and concerns. I never felt rushed or pressured to make a decision, and I appreciate that they were always available to answer my questions. I highly recommend these guys!
I was referred to InsureBC by a friend who had a great experience with them, and I'm so glad I took her advice. The team was friendly, helpful, and patient as I navigated the process of getting life insurance for the first time.
They explained everything in a way that was easy to understand, and they found me a 10-year policy that gives me the coverage I need at a price I can afford.
Frequently asked Questions
What is 10-year life insurance?
10-year life insurance is a type of term life insurance that provides coverage for a period of ten years. The specifics of 10-year life insurance may vary depending on the insurer and policy, so it's best to contact your broker to learn more details.
What are the benefits of 10-year life insurance?
The benefits of 10-year life insurance include affordable premiums, flexibility in coverage, and the ability to easily cancel the policy when you no longer need it. Your broker can provide more information on the specific benefits of 10-year life insurance.
How much coverage can I get with 10-year life insurance?
The amount of coverage you can get with 10-year life insurance depends on your age, health, and other factors. To determine the right amount of coverage for your needs, it's recommended to speak with your broker.
How do I apply for 10-year life insurance in BC?
You can apply for 10-year term life insurance in BC by contacting your broker. They can help you choose the right policy and guide you through the application process.
Can I convert my 10-year life insurance policy to a permanent policy?
Yes, you may be able to convert your 10-year life insurance policy to a permanent policy before the end of the term. However, the specifics of policy conversion may vary depending on the insurer and policy, so it's best to contact your broker to learn more details.
Is 10-year Term Life Insurance for me?
Find out for yourself by answering a few simple questions and allowing one of our Life Insurance experts to contact you in order to give you a number of free, no-obligation life insurance quotes. Or you can contact us at 1-877-801-7189. Our Life Insurance Agents will match your insurance needs to the right insurance company.
Looking to File a Claim?
Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.