Emergency Medical Travel Insurance

Coverage starting as low as $20 per trip. If you travel often, you can purchase an annual policy instead.

An illustration of travel itinerary items with cheap travel insurance options.

Travel Insurance

Through our 90 insurance brokerages, InsureBC is one of the largest groups of insurance professionals selling Canadian Travel Insurance in all of BC. Whether you are looking for single trip coverage for a brief trip South of the border, or a series of trips taken over the course of the year, our offices carry insurance offers that will provide you with peace of mind during your travels. When you travel outside of British Columbia, your provincial health insurance plan covers you based on BC fee schedules. Many jurisdictions (e.g. the United States) won’t admit patients without proof of adequate medical cover; also much higher fees for medical services can be charged (one hour in an emergency room in the United States can cost as much as $10,000).

At InsureBC, we represent a number of national and international travel insurance underwriters who specifically specialize in travel insurance products. Canadians have access to various travel insurance products but it is important to understand that every insurance company is different, based on your travel needs and your unique situation. Regardless of your destination, we will ensure you can experience the freedom of traveling, knowing you have one of Canada’s best travel insurance providers in your corner.

A plane flying behind luggage at the airport

What’s Included in Travel Insurance?

Most travel insurance policies will provide coverage for the following items:

Out of Country Medical Emergency
Trip Cancellation
Trip Interruption
Loss of Baggage
Accidental Death
Visitors of Canada
New Immigrants
International Student Plans

Should You Buy Travel Insurance?

Without proper travel medical coverage while out of province on your dream vacation, a sudden illness or medical emergency could not only ruin your trip, but the medical expenses could have a significant financial impact on you. Consequently, the need to purchase Emergency Travel Medical insurance is crucial and will give you the peace of mind you deserve, while vacationing, regardless of your age, the length of your trip or even your own personal financial situation.

Looking for the easiest way to buy Travel Insurance? Our online travel product will instantly provide you with peace of mind knowing you are covered. You can purchase your annual travel or single trip insurance policy online by answering a few simple questions here, entering some personal information and your payment method.

Get an Online Travel
Insurance Quote Now

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How Much Does Travel Insurance Cost in BC?

The cost and coverage available to you depend on your age, your destination and the duration of your trip as well as the specific coverage you are looking to purchase. The cost of travel insurance in Canada starts as low as $20 per trip. If you want to determine whether your next trip qualifies for the minimum of $20, please check out our online quote tool.

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Frequently asked Questions

What is travel insurance?

Travel insurance is a type of insurance policy that can provide financial protection against unforeseen events that may occur while traveling. It can cover things like trip cancellation or interruption, medical emergencies, lost or stolen baggage, and more.

Why do I need travel insurance?

Travel insurance can help protect you financially in case of unexpected events during your trip. Without travel insurance, you could be responsible for paying out of pocket for medical expenses, trip cancellations, lost or stolen baggage, and more. Travel insurance can provide peace of mind and help you avoid significant financial losses.

Can I get a travel insurance quote online?

Yes, you can often get a travel insurance quote online by filling out a form with your trip details and coverage preferences. InsureBC offers an online quote tool for travel insurance, making it easy to get a quote quickly and conveniently.

What does travel insurance typically cover?

Travel insurance can cover a wide range of events, including trip cancellation or interruption, medical emergencies, evacuation or repatriation, lost or stolen baggage, and more. The specific coverage options can vary depending on the provider and plan you choose. Contact your broker for more details.

Can I purchase travel insurance after I've already booked my trip?

Yes, you can often purchase travel insurance after you've already booked your trip. However, some coverage options may be limited or unavailable if you wait too long to purchase a policy. It's best to purchase travel insurance as soon as possible after booking your trip to ensure maximum coverage.

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