Travel Insurance
COVID-19 Update: Travel Insurance providers have advised that the COVID-19 (Coronavirus) is now deemed to be a “known event” for Trip Cancellation and Trip Interruption. As per their policy wordings, any claims resulting from events ‘known’ to a policyholder when purchasing insurance are not covered. If you have an existing policy please contact your travel insurance provider.
Through our 90 insurance brokerages, InsureBC is one of the largest groups of insurance professionals selling Canadian Travel Insurance in all of BC. Whether you are looking for single trip coverage for a brief trip South of the border, or a series of trips taken over the course of the year, our offices carry insurance offers that will provide you with peace of mind during your travels. When you travel outside of British Columbia, your provincial health insurance plan covers you based on BC fee schedules. Many jurisdictions (e.g. the United States) won’t admit patients without proof of adequate medical cover; also much higher fees for medical services can be charged (one hour in an emergency room in the United States can cost as much as $10,000).
At InsureBC, we represent a number of national and international travel insurance underwriters who specifically specialize in travel insurance products. Canadians have access to various travel insurance products but it is important to understand that every insurance company is different, based on your travel needs and your unique situation. Regardless of your destination, we will ensure you can experience the freedom of traveling, knowing you have one of Canada’s best travel insurance providers in your corner.
What’s Included in Travel Insurance?
Most travel insurance policies will provide coverage for the following items:
Out of Country Medical Emergency
Trip Cancellation
Trip Interruption
Loss of Baggage
Accidental Death
Visitors to Canada
New Immigrants
International Student Plans
How Much Does Travel Insurance Cost in BC?
The cost and coverage available to you depend on your age, your destination and the duration of your trip as well as the specific coverage you are looking to purchase. The cost of travel insurance in Canada starts as low as $20 per trip. If you want to determine whether your next trip qualifies for the minimum of $20, please check out our online quote tool.
Should You Buy Travel Insurance?
Without proper travel medical coverage while out of province on your dream vacation, a sudden illness or medical emergency could not only ruin your trip, but the medical expenses could have a significant financial impact on you.
Consequently, the need to purchase Emergency Travel Medical insurance is crucial and will give you the peace of mind you deserve, while vacationing, regardless of your age, the length of your trip or even your own personal financial situation.
Online Travel Insurance
Looking for the easiest way to buy Travel Insurance? Our online travel product will instantly provide you with peace of mind knowing you are covered. You can purchase your annual travel or single trip insurance policy online by answering a few simple questions here, entering some personal information and your payment method.