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Yes, drivers can take advantage of several ICBC discounts such as good driving record, safe driver discount and low-risk vehicle discount.

Yes, you can switch between ICBC auto insurance plans at any time. However, you may incur additional charges or fees if you want to make changes to your existing policy. Read more: https://www.icbc.com/insurance/Pages/FAQs.aspx

Yes! If you transfer ownership to any of your immediate family members mid-term, your policy can be transferred to the new owner. The recipient of your vehicle would keep the same policy number, effective and expiry date.

Yes! If you purchase a new vehicle while mid-term in your current policy, we can process a transfer of the policy to your new vehicle. This will generate a new policy, with a new policy number, effective and expiry date. Any unused portion of the premium for your previous policy can be applied to the new insurance premium as transfer credit.

For an estimate, the impact of an at-fault claim will have on future Autoplan premiums, visit the premium impact estimator.

It depends on the provider but many will offer additional property replacement provisions which can include reimbursement costs incurred for personal items stored inside a travel trailer. Such coverage may extend to things like furniture, appliances, electronics and other belongings that are lost or damaged due to an eligible risk situation. It is important to check with your insurer to determine the level of coverage available.

When choosing an international business insurance provider, it's important to look for a company with experience in providing coverage for businesses operating in your industry and geographic location. It's also important to choose a provider with a strong financial rating and a track record of paying claims promptly. InsureBC can help you find the right insurance provider for your needs.

Working with an experienced international business insurance broker like InsureBC can help ensure that you have the right amount of coverage. Our experts can evaluate your business and recommend the types and amounts of coverage required to mitigate risks.

To get international business insurance quotes, you will need to provide information about your business, including its location, industry, and the types of coverage you require.

International business insurance brokers help businesses find the right insurance coverage for their specific needs. They can provide expert advice on the types of coverage required and help businesses find the best insurance providers.

Any business that operates in the US or does business with US clients should consider getting international business insurance with US exposure. This can include businesses in industries such as manufacturing, hospitality, and technology.

US exposure refers to the risks associated with conducting business in the United States. This can include risks related to US laws and regulations, as well as risks associated with doing business with US clients.

The Waiting/Elimination Period is the time between when an injury or illness occurs and when benefits from your insurance policy begin to pay out. This period can vary from a few days to several months, depending on the plan you choose.

The Benefit Period determines the duration of benefits you will receive upon approval of a disability claim. While many long-term disability insurance plans offer benefits until age 65, it's important to note that benefit periods may vary across different plans. For detailed information about your policy, please don't hesitate to reach out to us.

Your benefit amount will depend on the type of disability insurance policy, occupation class, and benefit period you choose. Generally, the benefit amount is capped at around 65% of your gross income and can be set up as non-taxable. Contact our InsureBC advisors to discuss a personalized plan tailored to your unique needs.

Occupation classes, categorized from 1 to 5, indicate the level of risk involved with your job. Class 1 represents the highest risk, and class 5 indicates the lowest risk. If you are not sure about which occupation class do you belong to,  contact our InsureBC advisors who will help you determine the best option to suit your individual needs.

Investing in disability insurance allows you to secure your income, maintain your lifestyle, and meet your financial commitments without depleting your savings or retirement funds in case of unexpected injury or illness.

The money from a life insurance claim, or the death benefit, is usually received by the beneficiaries named in the life insurance policy. The payment is tax-free and can help provide financial support during a difficult time.

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If you suspect that you've been a victim of identity theft, act quickly. Contact your bank and credit card companies, place fraud alerts on your credit reports, and file a police report. Contact your broker for more details on what steps to take.

No, InsureBC's Identity Theft Restoration Insurance cannot prevent identity theft from happening. However, it can help protect you financially in the event of an identity theft event.

Yes, you can purchase InsureBC's Identity Theft Restoration Insurance online. Simply visit our website by clicking this link and complete the online application to get a personalized quote.

Identity theft insurance is a type of insurance policy that helps protect you from financial losses resulting from identity theft. It typically covers expenses related to restoring your identity, such as lost wages, legal fees, and credit monitoring services.

When choosing a boat insurance policy in BC, it's important to consider the coverage options, deductibles, and premiums. You should also research the insurer's reputation for customer service and claims handling.

The cost of boat insurance can vary depending on several factors, such as the type and size of your boat, its age and condition, where you operate it, and your driving record. Other factors may also come into play, such as whether you have safety equipment on board, such as life jackets and fire extinguishers.