InsureBC's Expert Corner

Tap into the expertise of BC's leading insurance brokers, as our professionals at InsureBC share their in-depth understanding of insurance policies, coverages, and best practices, tailored for individuals and businesses.

Residential Insurance

Insured homes in Victoria
Residential

Homeowners insurance in Victoria

In Victoria, BC, securing comprehensive homeowners insurance is essential due to high property values and natural disaster risks. This guide covers key aspects of home insurance, including coverage options, cost-saving tips, and trends. Learn how to find the best insurance provider and protect your investment with the right coverage in Victoria

A happy couple sitting on the floor of their new home
Residential

How Can First-Time Canadian Homeowners Best Protect Their Investments?

Homeowners insurance is essential for protecting your biggest investment. This article explores the advantages of having homeowners insurance, including coverage for natural disasters, theft, and unexpected damages. Learn how the right policy can provide financial security and peace of mind.

"Close-up of home renovations
Residential

How Can Renovation Impact Your House Value and Home Insurance?

Home renovations can significantly impact the value of your property and your home insurance coverage. This guide explores how different types of renovations, such as updating systems, adding luxury materials, or making niche improvements, can raise or lower your home's market value and insurance costs. Understanding these dynamics helps you make informed decisions to protect your investment and potentially save on insurance premiums.

A person holding a small home model, questioning the idea of cancelling home insurance.
Residential

The Risks of Cancelling Your Home Insurance: Why it Might Not Be Worth the Savings

Cancelling your home insurance can seem like a smart financial decision, but it’s important to weigh all of your options before you make a decision. In this post, we’ll walk you through the process of cancelling your homeowner’s insurance, and help you make an informed decision.

Business Insurance

Professional Liability Insurance

Common Mistakes to Avoid with Small Business Liability Insurance

Learn how to navigate Small Business Liability Insurance in British Columbia with our expert guide. Avoid common pitfalls, understand policy nuances, and ensure your business is adequately protected against liability risks. Essential reading for savvy business owners!

Professional Liability Insurance

Understanding Professional Liability Insurance: A Comprehensive Guide - 2023

Professional Liability Insurance is a type of insurance coverage designed to serve as a safety net for businesses and individuals against the risk of being legally held accountable for situations like negligence, accidents, injuries, or malpractice. For professionals providing advice or services—such as lawyers, accountants, consultants, and architects—this coverage is especially crucial. In essence, it's protection against potential claims arising from their professional advice or services.

Professional Liability Insurance

Do I need small business general liability insurance?

Learn why small business general liability insurance is so important, including what it covers and how to find the right coverage for your business

Life Insurance

Permanent Life Insurance

How does permanent life insurance work?

Gain insights into the workings of permanent life insurance, offering lifelong coverage and the potential for cash value accumulation. Explore the benefits, considerations, and variations between whole and universal life insurance policies. Make informed decisions for long-term financial planning and family protection.

10-Year Term Insurance

Do you get money back after a term life insurance?

Gain insights into 10-year term life insurance, including its coverage duration, affordability, and premiums. Explore what happens when the policy expires and learn about options such as renewal, conversion, and cancellation. Make informed decisions to secure your financial future.