Tenant Insurance For Students
Focus on your studies while we protect what matters — your laptop, phone, clothes, and more. Affordable renters insurance designed for student life.
Reasons to have Renters Insurance
You’ve got school on your mind, we will help protect what matters most.
Personal belongings
As a student, your laptop, phone, and other essentials are critical for classes and exams. Renters insurance protects your belongings from theft, fire, or water damage — so you’re not stuck replacing them last minute.
Additional Living Expense
As a student, your laptop, phone, and other essentials are critical for classes and exams. Renters insurance protects your belongings from theft, fire, or water damage — so you’re not stuck replacing them last minute.
Liability coverage
Hosting friends or throwing a party? If someone gets hurt or you accidentally damage your rental, liability coverage can help cover legal and repair costs. So you're not stuck paying out of pocket.
Customer Testimonials
At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.
Just purchased renters insurance online from InsureBC. Great experience, it was easy peasy! They also followed up by email quickly after my purchase. Keep up the great work InsureBC!
The staff here is amazing! I was in a time crunch and needed an insurance agent on very short notice. They showed great professionalism and customer service!
My agent was very nice and explained everything in a clear and concise manner. Saved me money too. Definitely would recommend!
Great service and very informative. They had my best interest in mind at all times
Get insured in 3 easy steps
Tell us (a little) about yourself here and get a quote instantly
Pay online securely and with your preferred payment method
Receive your policy documents in your inbox and you are fully insured
Coverage Details
Our online renters insurance policy offers a comprehensive insurance solution. It features a series of industry-leading coverages with elevated coverage limits, while being backed by a superior, locally operated claims service. Check out our chart for the key components of our online tenant insurance policy.
There are a number of optional coverages available that do not form part of the standard tenants package but should be given some serious consideration when buying insurance. Sewer backup coverage, for instance, is designed to help protect you and your belongings in the event of damage as a direct result of your sewer backing-up. Earthquake coverage, on the other hand, provides coverage for a loss or damage caused by an Earthquake. You can select your own deductible (calculated as a percentage of the limit placed on your personal belongings) and you're all set.
Coverage Type
Amount of Coverage
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Frequently asked Questions
Does the tenant insurance cover hotel and food costs?
Yes, tenant insurance typically covers additional living expenses such as hotel and food costs if you need to temporarily relocate due to a covered loss. For instance, if your apartment becomes uninhabitable due to fire or water damage, your policy will cover your temporary housing costs and meal expenses until you can move back in. This provision ensures that you’re not left stranded or financially burdened by unexpected events. Always review your policy’s specifics to understand the limits and conditions of this coverage.
Why do I need tenant insurance? Isn’t insurance my landlord’s responsibility?
Both parties should have an insurance policy as each one will cover different things. The landlord's insurance covers the property itself, their contents, loss of rental income, and premise liability. This coverage does not extend to tenants. Tenants insurance covers your personal belongings, your own tenant liability insurance, and any extra living expenses that you would incur should you have to temporarily relocate while your place is being repaired.
Is tenant insurance mandatory in British Columbia?
Many landlords in British Columbia require their tenants to purchase tenant insurance prior to moving in. Luckily, it is among the most affordable and simple insurance products in the marketplace. Depending on coverages, your policy can start as low as $20 per month.
How much does Tenant's Insurance cost in BC?
Tenants insurance is among the most affordable and simple insurance products in Vancouver and the rest of the BC marketplace. In many situations, the cost of tenant insurance is far lower than people expect. Depending on the coverages you select and the number of possessions you own, a typical tenants insurance policy can start as low as $20/month. All of our offices specialize in Tenants insurance and represent Canada’s largest and most reputable insurance companies. Our online system is backed by a number of licensed insurance brokers who are true experts in the field of Tenants Insurance. We have just put the entire purchase experience online to allow you to purchase it on your own. Give it a try and get a quick renters insurance quote.
You may also be eligible for discounts by bundling your tenant insurance with other policies, such as car insurance.
Despite what some people believe, renters insurance can actually be purchased at a relatively low cost. Before we cover the insurance rates, however, let’s have a closer look at the coverage offered within a renter insurance policy, offered by one of Canada’s largest insurance companies.
How many roommates are allowed on a tenants insurance policy?
Roommates are not covered by tenant insurance policies, as each tenant must have their own policy. Please note, immediate family members do not qualify as roommates and will be automatically covered by the policy.
Looking to File a Claim?
Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.
