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Contractors insurance is now available through our online platform. Get your free quote.

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Contractors Insurance

Regardless of whether you’re a plumber, installation expert, or you manage a team of subcontractors, you’ll need a secure, cost-effective and well-designed insurance package that will protect your business.

We have partnered with Canada’s leading Commercial insurance providers to offer you cutting-edge Contractor’s insurance tailor-made to protect your business from the unexpected. Our online offering features three packages ideal for contractors, big or small, who make their living in commercial construction, residential construction, renovation projects, carpentry, and a large number of installation projects.

Features of Contractors Insurance

We offer three packages ideal for contractors, big or small, who make their living in commercial construction, residential construction, renovation projects, carpentry, and a large number of installation projects.

Regardless of whether you’re a plumber, installation expert, or you manage a team of subcontractors, you’ll enjoy a secure, cost-effective and well-designed insurance package that will protect your business.

We have partnered with Canada’s leading Commercial insurance providers to offer you cutting-edge Contractor’s insurance tailor-made to protect your business from the unexpected.

How much does Contractors Insurance Cost in BC?

A Contractor Insurance policy is of vital importance to any sized business. Depending on the size and nature of your operation, a Contractor Insurance policy can start as low as $600 annually. Please contact one of our 90 locations for a free, no-obligation quote for Contractor insurance.

Coverage Details

Covered by InsureBC Contractor policies
Contents of Others Depending on the package you select, you’ll have coverage to a specified limit for the possessions of others. The Choice package offers $10,000 of coverage while the Plus package offers $25,000.
Business Income – Profits Should the unthinkable happen, this coverage will protect your profits should your business suffer a disaster or be temporarily forced to close. This would include the costs associated with the rebuilding process after a disaster strikes.
Employee Dishonesty Unfortunately, even your most trusted employees could engage in something they shouldn’t have, putting the company at risk. Whether it’s due to theft of money, securities, or property, our packages will provide coverage up to $10,000.
Tenants Legal Liability When you rent the property you operate on, you are exposed to all sorts of potential liability issues. A delivery guy can slip-and-fall, or even worse. All of our packages offer $500,000 worth of Tenants Legal Liability coverage.
Product Recall Our Plus package even includes coverage for Product Recall. This would protect you for expenses associated with recalling a product from the market after you have installed or created it. Coverage is limited to $10,000 per occurrence and $50,000 aggregate.
Personal Effects This coverage provides protection in the event that personal property of others is in the care, custody or control of you and does not fall under a lease agreement. Each of our packages provide this coverage but the limits vary from $2,500 (Basic) to $250,000 (Plus) under the Flex Protect cover.
Installation Coverage Each of our packages features an installation floater, designed to cover personal property installed, fabricated or erected by you, the contractor. It provides coverage for the property until either the installation work is accepted by the buyer or the insured’s interest in the property installed ceases.
Machinery & Equipment Coverage Protect your valued machinery and equipment for up to $50,000 with the Plus package. This includes rented or borrowed equipment valued at more than $2,500.

Not sure what type of coverage you need?

If you are unable to use our online platform to purchase your Contractors Insurance, please contact one of our 90 locations for a quote on your business insurance.

Let's find you the best possible coverage